the ELEMENT FINANCE DIFFERENCE
Revenue Based Finance
Our Revenue Based Finance provides capital repaid with a percentage of monthly revenue with no equity warrants or personal guarantees. As a result, founders can pay back multiples over five years, paying less until revenue increases and loan payments match revenue recognition.
Fixed Rate Business Loans
Our fixed-rate business loan provides financing with fixed monthly payments with an interest-only period helping to support cash flow with multiple tranches available to reduce the cost of capital.
We believe in relationships and the people behind the products. We take a personal, partnership-led approach to learning your business and support your growth objectives.
Our clients leverage our venture-debt solutions for bolt-on acquisitions, bridge loans, refinance of existing debt, market expansion, and investment in sales, marketing, and product resources.
Up to $10M
We can lend up to $10M to recurring-revenue-based companies with a good plan, a track record for growth, low customer concentration and churn, and a clean balance sheet.